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TDS Dividend email looks scarier than it is

Here's a classic case of how a lack of UX principles in important emails makes it lose the purpose for which the Email was sent in the first place. Example here is of TCS Dividend email

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Nishith Gupta
Published 27 Jun 2023Updated 10 Aug 20261 min read
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If you directly invest in the Indian stock market and if you are eligible for a dividend income from a company,  most likely you would have received a mailer with a subject line like Tax Deducted at Source (TDS) on Dividend

Not sure who has the responsibility of designing these emails but definitely looks scarier than it is.

This is a classic case of how a lack of UX principles in important emails makes them lose the purpose for which it was sent in the first place :)

When I received this email for the first time, it felt like they have already deducted some tax just after reading the subject line. Sharing here the most recent one I got from Redington:

But when you look at the actual content, it is mainly for those whose PAN has not been updated with Depository or if it's an invalid PAN/without PAN. They are the ones for whom a higher TDS of 20% will be deducted. This content resides in the table that comes in after almost two paragraphs. Check below the main email copy (sharing only the relevant parts):

And after the whole table, comes a small line that says:

For most retail investors, the above line and the first row of the table are what's important.

I am not sure if it's a mandatory format mandated by SEBI but certainly, the whole Email can be designed in a more simple format.

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Nishith GuptaWrites for UXHack about design challenges, portfolios and the craft behind them.
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