Most common platforms that we have come across does not give a consolidated summary of our spending patterns. Ideally, the best way to track expenses would be analyzing the text messages at the cellphone, as now every transaction comes with a text alert. One of the applications called Walnut, is equipped with the following features which makes it unique:1) Tracking your spends: See your expenses categorized into categories like Food, Apparel, Entertainment etc2) Get Bank balances: Track all your bank transactions and know your balances instantly without using internet data. 3) Bill Reminder: Get reminded of your bills on time and dont pay any extra late fees ever